Finding a Job in the Cleaning Service Field

Discounting the premise of location, from polishing floors in a popular restaurant or washing the windows on a swanky sky rise building it is much easier to get into the cleaning industry at numerous positions. Housekeeping jobs are great for individuals looking to cash in on short term jobs. Housekeeping is comprised of repeatable tasks and involves a great deal of pre planned actions. Garbage disposal and hospital grooming as a career provides a more stable outlook and can last you a good deal of years.There are many job openings that partake in the cleaning industry and provide great options when it comes to compensation and benefits. There is disaster sanitation, upholstery and carpet maintenance, eaves tough cleaning and window maintenance cleaning. A cleaner will carry out waste water restoration, toxin and industrial waste disposal and your occasional plugged sewer inspection with the use of inspection devices.What you need
The cleaning and sanitation industry is divided into two fields; the consumer and commercial aspect of cleaning. Cleaning organizations and home cleaners are hired to sanitize and groom offices, hallways rooms and hotels. You can consider combining the two dependent on your cleaning career preferences. Apply and get a job in this industry is successful depending on the services you have to offer. Keep your clients happy all the time as this is a true requirement in a thriving cleaning business.A selection of pre organized rules and commissions are laid down for employees before they initiate a cleaning job, with any organization. Employees are expected to abide by these rules and take note that customer happiness is entirely depended on how the cleaning crew performs on the job. For example, patrons will shun away from a hotel that has nasty cleaning service and is on the down low when it comes to it’s overall sanitation. This will affect your client’s business and your reputation dramatically.Choices in the Service Industry
The cleaning and service industry has boomed throughout the years and now more than ever many opportunities have come relatively available that extend outside of the cleaning scope.Building Superintendent – You can make a yearly profit of $60,00 a year as a building superintendent All you have to do is make sure that the building and coordinates approximate to your scope are groomed and well maintained.Carpet and Upholstery Cleaner -This lucrative career is easy and pays a lot of money with several opportunities in keeping clientele as there aren’t a lot of carpet and upholstery cleaners to go around.Hazardous Waste Management Technologist -one of the best and most lucrative forms of Service industry jobs, this can earn you as much as $3000 per contract but require you to certify and go through industrial waste management classes, as you will dealing with bio hazardous materials on occasion.Cleaning as it implies has an unsanitary nature and is not for the picky sensitive types. Cleaning is a fairly in depth job and requires a certain amount of desensitization to become a good sanitation expert. This makes cleaning a much needed aspect of any industry as not everyone is more than happy to get down on their knees and scrub away grime and mud stains.How to manage a cleaning service easily
Having your own cleaning service will allow you to meet different kinds of people from different places where you can offer your cleaning services. You won’t get bored with your routine, as your business transaction always transcends and evolves as you carry and call your office appointments.The cleaning industry is now on an all time spotlight as one of the most demanding business service solutions in the market. There is a shortage of professional cleaners and the need for a good cleaning service for both commercial and residential institutes is apparent. Since there is a large demand for cleaning services in the market you can start earning big bucks and manage your own business with a proper cleaning service that can catapult you into a lucrative and in demand career.This is true! You can earn more money when you put in your own cleaning services and definitely cash in on the demand to make more money. With a small amount of investment it is a sure fire successful plan of gaining income returns providing you with a means to gain financial freedom.Deciding to put up your cleaning business will gain you the experience of becoming your own boss and dictate the amount of commitment. As a manager it can prove to be an interesting experience with your vast exposure to different clientele setting, which may prove to be your niche when it comes to finding that successful and fulfilling career move. When you have a well structured business that renders quality cleaning services you can build a network of loyal clients and set yourself up for a cleaning service that will last you for years.Expanding into more cleaning services
If you are a businessman who manages a home cleaning service then your customers will at some point ask you to provide additional services that specialize in different forms of grooming and sanitation such as carpe spotting, floor care, blind restoration and cleaning and power washing. Being the ultimate cleaning service is easy, all you need to do is decide on how to handle specific requests brought about by your customers. The last thing that you want to do is say I’m sorry I don’t provide that service” Instead come prepared with the perfect solution that will satisfy your patrons and offer more business solutions for your cleaning service.When looking for specialized cleaning services to compliment your existing service remember the golden rule of business; If there is an opportunity then grab it by the brass! Providing the service yourself is a sure fire way of dominating the market and making sure that you have your dip in the share of cleaning service expansion to keep your customers happy and in line. Invest in your staff and have them trained and certified on specialized cleaning services so that you can create a professional list of additional features that can be charged at a lucrative price range.

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Revealing Real Estate Market Secrets

How fantastic would it be if you could predict the upcoming rise and fall of real estate in your area?Want to find out when to buy? When to sell?By the time you’re finished reading this you, will be changed. After all, a home is your biggest expense and investment, so let’s begin!Like any other product, real estate markets are based on inventory, supply and demand. I’ve spent a lot of time studying the mechanisms of our local real estate market, and I can share with my clients what to expect in the upcoming months. Home prices fluctuate constantly, from one square mile to the next.We often hear people talking about cycles. They can go either way, from low-end to the highest-end homes. I do research specific to each city: Ultimately, the cycles relate to the size and price of the area.In our area, the Monterey Peninsula, home prices vary from city to city. Depending on the area, the average home sale ranges from $150,000 to $17 million. So it gets very tricky to predict the future of today’s market.At the low end, we have homes selling in foreclosure at one-fifth of their value. So now the question becomes, will we see the same price drop with the highest-end homes?How should you find out about your local home inventory?The first step is to select a local realtor and ask him or her to send you a monthly report of active homes for sale, and also pending homes, in your area. I strongly suggest searching by city and price range. At the low end of the market, home prices are below $350,000.A couple of years ago we had a large inventory in Seaside: More than 200 homes were for sale in the summertime. Now we are down to an average of 74 homes, and I expect around 130 for the upcoming summer. Here in Seaside, I feel we have hit the bottom.I am now expanding to the higher-end home market where I would expect some nice price drops, with good bargain homes coming into the market.I recently did a search for homes over $1 million, first for a specific area and then for multiple cities in the Monterey Peninsula.Here is where I want TO GET YOUR ATTENTION. For the area called “Highway 68, Salinas,” close to the Pasadera Golf course designed by Jack Nicklaus and all the way to Las Palmas, I found 92 homes for sale for over $1 million and only ONE pending (under a purchase contract).I have clients who are looking for homes in this area, but when only 1 sale is pending, I say HOLD ON! Be patient: A better time to buy is coming.If low-end home prices have dropped from 80 percent to 20 percent of their value–for example, a foreclosed home that was sold three years ago at $350,000 selling at $75,000–I would expect a price drop at the high end, too, but not as dramatic.How much will the highest-end market fall? It’s hard to predict. Once again, inventory, supply and demand dictate the upcoming market. It’s very important to look at specific areas.A lot of homes prices were inflated in the past based on speculation, not income. You are probably asking yourself, “Why not look at sold homes?”"Sold” is in the past. Those deals were made months before the actual sale was recorded. You’re better to live the moment. The upcoming market is unpredictable, but looking at the pending home sales will give you a glimpse into the future.Technology is making real estate predictions in your area very easy, but PLEASE go to the right place to get the right information: Find a trusted realtor.The Multiple Listing Service that I have as a realtor is very precise. We have access to a lot of information that is not released to the public.If you want to speculate on real estate, get serious, and follow these tips:* Find a local realtor.
* Ask for a list of the active and pending homes in the specific area that you are interested in.
* Depending on the market, you may be able to search by price range.
* Ask what the inventory and average home sale were 12 and 24 months ago.Looking at the last 24 months will tell you if your market has hit the bottom or if a tsunami is headed your way. Realtors might be reluctant to provide you with this information without any commitments on your side. But you can encourage your realtor to become the expert in his or her area by providing this information to you and the public.Now, do you think you can forecast your local real estate market? This article is not intended to make you a real estate expert, but it encourages you to be careful and pay the right price for a home in today’s market.I’ll say it one more time: Team up with good local realtor, and both of you will be better equipped to make the right decision about when to buy.

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10 Unusual Things Can Impact Your Quoted Life Insurance Rates

There is a defined moment when many of us start to consider getting life insurance to protect family members and loved ones. It could be after a child birth or a catchy insurance commercial that tweaks your interest. When this moment strikes, the first thing most people do is get a quick online quote to understand their ballpark rates. A more detailed assessment follows afterwards. Some elements of this assessment are intuitive (age, health condition, smoking status, occupation, etc.). There are, however, some other surprising assessment criteria that underwriters also consider. Such as…
Driving History: Yes, your driving history matters, not only for your auto insurance premiums but also your life insurance rates. If you had a DUI accident in the recent past, you will likely experience significant higher quoted rates than somebody who has a clean driving history. Remember that smaller offenses fall off your driving record after three years (for insurance purposes).
Be Happy: Having a history of depression can hijack your life insurance premiums, almost doubling them. Happy people experience less health issues and stress, and thus represent lower risk for insurance companies.
Policy Date: The policy’s starting date can be sometimes adjusted (also called backdating), meaning that in some cases you can benefit from lower premiums (based on your younger age; if you turned 50 this week but backdate your policy to last month, for example). Obviously you will need to pay all the premiums starting from the backdated time point, but you can benefit from a lower rate going forward.
Dangerous jobs (e.g. stuntmen, bomb squad member) can mean higher risk for your life and thus lead to higher insurance premiums. Do you think that your job is dangerous?
Payment frequency: Paying for a life insurance policy on an annual basis saves insurers administrative costs, and they reward you with lower premiums than if you’d paid for your insurance monthly. In this case, though, you’d need to plan carefully because a big annual charge can create a significant hole in your household budget if you forget about the annual premium.
Travelling (to dangerous destinations): Some destinations are more dangerous than others and some are very dangerous (war zones, areas with known history of kidnapping, etc.) Consult an insurance broker or your agent to understand how your future plans can impact your insurance coverage. Your policy can be declined or you might be able to get a life insurance policy, but it would explicitly exclude the time you are abroad. In some cases, a simplified issue no medical life insurance policy is a solution since it does not ask travel questions. It is important to know, though, that a simplified issue policy is more expensive than a standard one and its coverage is typically limited to $50,000 – $300,000. You can test this out by getting an anonymous simplified issue no medical life insurance quote via one of numerous insurance online platforms.
Sports (extreme): Being involved in extreme and/or dangerous sports, especially professionally, can impact your life insurance premiums (for example: sky diving, cliff diving, scuba diving). Similarly to getting insurance while travelling to dangerous locations, you need to understand which cases are not covered by your life insurance policy.
Private pilot licenses: This one usually falls into a category of dangerous hobbies – licenced pilots (only private) might experience higher insurance rates. When calculating insurance premiums, an insurer will consider both the pilot’s age and experience. This information will probably not asked during the initial quoting process, but will be required during the detailed assessment later.
Your citizenship: If you are not a Canadian citizen or resident, you will not be able to apply for a Canadian life insurance policy.
Your income: Insurance companies can decline your life insurance policy if your household income falls below a particular threshold, typically $30,000. The reasoning behind this is so insurance does not stretch your budget beyond its capabilities. Note that you should still speak with a broker to create a detailed future plan for insurance protection, and brokers that are also financial planners can help you triage your upcoming financial expenses to best manage your needs. It’s a good idea to check with your insurance broker, if your income might be an issue, before submitting your application. Remember, that once you have been declined for a life insurance application, it may impact your next applications since some insurers include in their surveys, “have you ever been declined for a life insurance application?” Similarly to a pilot license, this question might be not be included in initial quote questions, but will be asked later by your insurer.
As you can see, many aspects outside of your health impact your life insurance quote and policy. You should remember that underwriting rules (application assessment) are different across insurers and thus, it is advisable to work with an insurance broker who deals with numerous life insurance companies and can share his/her expertise with you as you navigate through this complex process.

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